P S A

Engagement Options

Three Ways to Engage.

One Standard of Work.

Every engagement starts with understanding your business — your revenue, your cost structure, and where the cash is going. We determine the right level of support together. The goal is always the same: financial clarity that creates measurable, permanent improvement.

Who We Work With

Built for One Type of Business.

Palmer’s Strategic Advisors works exclusively with established Food & Beverage operators generating $1M–$20M in annual revenue who are experiencing growth pressure. Multi-SKU brands with expanding distribution, breweries, manufacturers, bottlers, restaurants, and emerging national CPG brands.

The revenue range matters because complexity, working capital strain, and margin pressure increase at scale. This is where the work lives.

Not a Fit

We are not a fit for pre-revenue concepts, hobby brands, or teams seeking one-off accounting help without strategy. We are not a general small business advisory. If you’re under $1M in revenue, still in concept phase, or looking for bookkeeping services, PSA is not the right partner — and we’ll tell you that upfront.

Choose Your Engagement Level

The Three Tiers

Financial Pressure Test (FPT)

One-time diagnostic
$ 2,955
Fixed -One time
A focused 10-day diagnostic designed to stress-test your margins, cash flow, inventory, and working capital. We identify where financial pressure builds first—and deliver a clear, actionable plan to fix it

Five Pressure Layers (Shelf-to-Savings™)

COGS Compression
Overhead Misallocation
Working Capital Drag
Pricing Gaps
PricingGrowth TaxGaps

Deliverables

Full diagnostic across all 5 pressure layersTaxGaps
Every margin opportunity quantified in annual dollars
Prioritized action plan with steps, owners, timelines
Honest assessment of next-step engagement fit
Honest assessment of next-step engagement fit
60-minute readout call

Guarantee (FPT Only)

If at least 5X ROI in recoverable margin/cash flow is not identified, the FPT is free. Guarantee applies ONLY to the FPT.

Credit Structure

100% applied toward Elite if signed within 5 days of readout
50% applied toward Advisory if signed within 5 days of readout

Elite Finance Partnership

Ongoing | Full Partnership
$ 6,500+
/Monthly
A fully integrated finance function combining accounting, payroll, tax strategy, and high-level CFO advisory. Built for businesses ready to scale with precision and control.

What’s Included

Accounting
Payroll
Working Capital Drag
Tax Planning & Filing
CFO Advisory
Monthly 16-driver Profit + Cash Flow Scoreboard
SKU-level and channel-level contribution margin
Scenario modeling before every major decision
13-week rolling cash forecast
Vendor/supplier renegotiation
Capital raise / investor-ready modeling
On-call decision support
Full Shelf-to-Savings™ diagnostic + implementation

Advisory-Only

For brands with strong existing accounting needing the strategic CFO layer.
$ 3500+
/Month
Designed for businesses with existing accounting systems that need strategic financial leadership. We provide ongoing CFO-level insight, planning, and decision support.

What’s Included

Monthly Scoreboard and KPI review
Unit economics: SKU × channel contribution margin
Scenario modeling before major decisions
13-week cash forecast updated monthly
Monthly action plan: 3 priorities, owners, due dates
On-call for time-sensitive decisions
Vendor & supplier renegotiation support
Capital raise / investor-ready modeling

Key Difference from Elite

Advisory does NOT include accounting, bookkeeping, payroll, or tax planning. Strategic layer only.

Side-by-Side Comparison

What’s Included in Each Tier

FeatureFPTEliteAdvisory
Shelf-to-Savings™ Diagnostic
Findings report with opportunities
Prioritized action plan
Monthly Scoreboard
Accounting & Bookkeeping
Payroll
Tax Planning
13-week Cash Forecast
Scenario Modeling
Vendor Negotiation
Investor Modeling
On-call Support
Engagement TypeOne-TimeOngoingOngoing

Your Margin Is Already There. Let's Find It.

he Financial Clarity Call is 30 minutes. We'll identify your single biggest margin opportunity — at no cost, no obligation. F&B brands doing $1M–$20M only.

30 minutes · No pitch · No obligation · F&B founders only